How can I give it negative amount of stars? This is a clear scam, cashing on trust, just looking for reasons not to pay, there is nothing about protection and insurance. I am based in continental Europe, all flights are cancelled, borders are closed, embassies are closed so even if I wanted to risk my health and stand in the crowd at the concert I have booked in June, I can’t even get a visa to UK, I can’t get to UK. “We understand you can’t have the documents ready, it’s your problem”. What kind of insurance is this?